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Mobintix Digital Wallet

Secure, scalable digital wallet with biometric authentication, P2P transfers, bill payments, and real-time transaction analytics.

Features

Everything You Need

Biometric Authentication

Fingerprint, Face ID, and MPIN-based login. Multi-factor authentication keeps accounts secure without sacrificing UX.

P2P Transfers

Send and receive money instantly. Support for contacts, QR codes, and wallet-to-bank transfers.

Bill Payments

Pay utility bills, recharges, and subscriptions directly from the wallet. Scheduled and recurring payments supported.

QR Pay

Scan-to-pay at merchants. Generate dynamic QR codes for receiving payments. UPI-compatible.

End-to-End Encryption

All transactions encrypted in transit and at rest. Tokenized card storage with PCI-DSS compliance.

MPIN & OTP Security

Transaction-level MPIN verification with SMS/email OTP for high-value operations. Device binding for extra protection.

Spending Analytics

Categorized spending breakdown, monthly trends, and budget alerts. Exportable transaction history.

Real-Time Notifications

Instant push notifications for every transaction, login, and security event. Customizable alert preferences.

Auto Top-Up

Set minimum balance thresholds for automatic wallet reloads from linked bank accounts or cards.

Multi-Currency

Support for multiple currencies with real-time exchange rates. Cross-border transfer capabilities.

Cross-Platform

Native experience on Android and iOS from a single Flutter codebase. Web dashboard for account management.

Loyalty & Rewards

Cashback on transactions, referral bonuses, and merchant-specific offers. Gamified reward system.

Security

8 Layers of Protection

1Biometric (Fingerprint / Face ID)
2MPIN Verification
3SMS / Email OTP
4Device Binding
5Session Timeout
6Transaction Limits
7Fraud Detection
8PCI-DSS Compliance

Tech Stack

Modern Technology

FlutterFirebase AuthCloud FirestoreCloud FunctionsStripeRazorpayNode.jsAES-256 Encryption

FAQ

Common Questions

How secure is the wallet?

Multiple layers: biometric auth, MPIN, OTP, device binding, end-to-end encryption, and real-time fraud detection. All card data is tokenized and PCI-DSS compliant.

Can users link bank accounts?

Yes. Users can link bank accounts for wallet top-ups, withdrawals, and direct bank transfers via UPI or account number.

Does it support UPI?

Yes. Full UPI integration for scan-to-pay, collect requests, and P2P transfers through VPA (Virtual Payment Address).

Is it white-label ready?

Absolutely. The wallet platform supports full white-labeling — custom branding, colors, logos, and domain. Uses our mobintix_ui_kit for consistent, themeable UI.

What platforms does it run on?

Android and iOS natively via Flutter, plus a web dashboard for account management and admin operations.

Launch Your Digital Wallet

White-label ready. Fully customizable. Get your wallet platform up and running in weeks, not months.

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