Mobintix Digital Wallet
Secure digital wallet with biometric authentication, P2P transfers, bill payments, and real-time transaction analytics.
See Mobintix Digital Wallet in action
Request a live demo — we walk you through the full product flow and answer your technical questions in one session.
Features
Everything you need
Biometric Authentication
Fingerprint, Face ID, and MPIN-based login. Multi-factor authentication keeps accounts secure without sacrificing UX.
P2P Transfers
Send and receive money instantly. Support for contacts, QR codes, and wallet-to-bank transfers.
Bill Payments
Pay utility bills, recharges, and subscriptions directly from the wallet. Scheduled and recurring payments supported.
QR Pay
Scan-to-pay at merchants. Generate dynamic QR codes for receiving payments. UPI-compatible.
End-to-End Encryption
All transactions encrypted in transit and at rest. Tokenized card storage with PCI-DSS compliance.
MPIN & OTP Security
Transaction-level MPIN verification with SMS/email OTP for high-value operations. Device binding for extra protection.
Spending Analytics
Categorized spending breakdown, monthly trends, and budget alerts. Exportable transaction history.
Real-Time Notifications
Instant push notifications for every transaction, login, and security event. Customizable alert preferences.
Auto Top-Up
Set minimum balance thresholds for automatic wallet reloads from linked bank accounts or cards.
Multi-Currency
Support for multiple currencies with real-time exchange rates. Cross-border transfer capabilities.
Cross-Platform
Native experience on Android and iOS from a single Flutter codebase. Web dashboard for account management.
Loyalty & Rewards
Cashback on transactions, referral bonuses, and merchant-specific offers. Gamified reward system.
Security
8 layers of protection
Tech stack
Modern technology
FAQ
Common questions
- How secure is the wallet?
- Multiple layers: biometric auth, MPIN, OTP, device binding, end-to-end encryption, and real-time fraud detection. All card data is tokenized and PCI-DSS compliant.
- Can users link bank accounts?
- Yes. Users can link bank accounts for wallet top-ups, withdrawals, and direct bank transfers via UPI or account number.
- Does it support UPI?
- Yes. Full UPI integration for scan-to-pay, collect requests, and P2P transfers through VPA (Virtual Payment Address).
- Is it white-label ready?
- Absolutely. The wallet platform supports full white-labeling — custom branding, colors, logos, and domain. Uses our Mobintix UI Kit for consistent, themeable UI.
- What platforms does it run on?
- Android and iOS natively via Flutter, plus a web dashboard for account management and admin operations.
Launch Your Digital Wallet
White-label ready. Fully customizable. Get your wallet platform up and running in weeks, not months.